When health care is free (i.e. single payer systems) or is hidden (current system) the demand creates shortages that cause rationing decided by the payer (government or insurance company). Reforms that encourage greater competition, personal accountability and choice, preventive maintenance, greater transparency of costs, tort reform, and tax fairness would greatly improve the best and [...]
Entries Tagged as 'Economics'
Three Needed Health Care Reforms
February 24th, 2010 · 1 Comment · Economics, General Advice
Tags: health care reform·health insurance·intra-state competition·tax fairness·tort reform
Mr. Brown Goes to Washington – The Implications Beyond the Obvious
January 24th, 2010 · 3 Comments · Economics, Investment Planning
By Ken Faulkenberry
The election of Scott Brown to the Massachusetts U.S. Senate Seat has been called one of the biggest upsets in elections history. There are obvious important implications of his election. The fact Mr. Brown will be the 41st vote in the Senate takes away the democrats’ ability to dictate policy. His election probably [...]
Tags: 41st vote·AAAMP·Arbor Asset Allocation Model Portfolio·Arbor Investment Planner·Dave Ramsey·deficit spending·deleveraging balance sheets·election upset·expansionary monetary policies·federal reserve·government bubble·healthcare bill·ken faulkenberry·Massachusetts U.S. Senate Seat·Mr. Brown·Scott Brown·Senator Brown·sound policies·stimulus·unfunded liabilities·withdrawing government stimulus
Five Reasons to be Cautious Now
January 22nd, 2010 · 2 Comments · Economics, Investment Planning, Risk Management
1. The velocity of money circulating in the economy is very low. The growth we are experiencing right now is from massive government spending and expansion of the money supply. The Federal Reserve has kept short-term rates near zero and provided extremely loose monetary conditions. They have little left to help the economy if it [...]
Tags: Arbor Investment Planner·asset allocated portfolio·blue chip stocks·commercial real estate·credit expansion·diversified portfolio·dividend stocks·economy·expert stock picking·high unemployment·homeowner's equity·insider selling·loose monetary conditions·money supply·portfolio asset allocation·U.S. consumer·unemployment rate·velocity of money
Economic Update – The Challenges We Face
December 7th, 2009 · 1 Comment · Economics, Investment Planning, Portfolio Management, Risk Management
By Ken Faulkenberry
The economy is going through profound changes trying to absorb the shock of two bubbles in one decade. We are currently facing high unemployment, large and growing deficits, and a ballooning national debt. Instead of implementing sound fiscal and monetary policies, government policies of the past decade have and are compounding our long [...]
Tags: AAAMP·AIP·Arbor Asset Allocation Model Portfolio·Arbor Investment Planner·Asset Allocation·baby boomers·deflation·diversification·economic update·inflation·mutual funds·over diversificaton·re-balancing·under diversification
Prospects for the Housing Market
November 19th, 2009 · No Comments · Economics
We are witnessing the unwinding of one of the greatest financial bubbles of all time. It took many years to build the bubble and it may take many years to deflate it. The government is doing everything it can to prop it up, but is probably only keeping it from collapse and therefore greatly prolonging [...]
Tags: adjustable rate mortgages·ARMs·Economics·financial bubble·foreclosures·housing market
The Great Tug Of War: Deflation Or Inflation
July 13th, 2009 · No Comments · Economics, Portfolio Management
What’s ahead and the effects on our society.
By Ken Faulkenberry
The great economic debate of today is whether wages and prices are going to increase, decrease, or stay fairly stable. The goal of the Federal Reserve is price stability. Stability breeds certainty and confidence and gives the greatest number of people the best chance to build [...]
Tags: deflation·federal reserve policy·inflation·Investment Management·Portfolio Management·price stability
Obamanomics: How Policy Affects Investment Management
July 7th, 2009 · No Comments · Economics
By Ken Faulkenberry
The American people voted for change in 2008, not realizing they were going to get more of the same policies of the previous administration. More government spending, more and greater deficits, more government bailouts and ownership of previously private businesses, more regulation, and more government interference are being continued on a much grander [...]
Tags: Asset Allocation·budget deficits·corporate welfare·free enterprise capitalism·free markets·government bailouts·health care·health care reform·housing·Investment Management·moral hazard·Obamanomics·stimulus plan
