Here are my 10 major personal beliefs:
I believe I was created by God; a totally unique body, mind, and soul.
I believe I am a sinner, and therefore fall short of being worthy to spend eternity in heaven. God sent his son, Jesus Christ, to die for me (pay my penalty), so that I could [...]
Entries Tagged as 'General Advice'
Ten Major Personal Beliefs of Ken Faulkenberry
July 11th, 2010 · 2 Comments · General Advice
Tags: Arbor Investment Planner·ken faulkenberry·personal beliefs
Excerpts from Arbor Investment Planner Updates
May 8th, 2010 · 1 Comment · General Advice, Portfolio Management, Risk Management
Arbor Investment Planner subscribers received the following excerpts in their AIP Updates before the market fell:
4/22/2010
“Current Strategy: Maintain a very conservative asset allocation. You should have your portfolio is a position you feel comfortable sustaining a severe market correction of even a major bear market. Risks currently outweigh potential rewards. Preservation of capital is more [...]
Tags: AAAMP·Arbor Asset Allocation Model Portfolio·Asset Allocation·bear market·building long term wealth·conservative asset allocation·conservative investors·current strategy·diversified portfolio·do it yourself investment management·Investment Management·market correction·public sentiment·risk·very conservative asset allocation
In The Multitude of Counselors: Safety in Sound Advice
April 12th, 2010 · No Comments · AIP Money Management Tips, General Advice
AIP Money Management Tips
By Ken Faulkenberry
Too often we let lack of time, pride, or selfish desires keep us from seeking wise counsel. We have a culture of buying now and paying later; acting quickly instead of planning thoughtfully, and giving into our impulses instead of allowing discipline to rule our lives.
Grandparents, Parents, Husbands and [...]
Tags: AAAMP·AIP·Arbor Asset Allocation Model Portfolio·arbor investment·investment planner·money management tips·money tips·multitude of counselors·Proverbs 12:15·Proverbs 15:22·Proverbs 19:20·stocks & etfs·wise counsel
How Early Should Retirement Planning Start?
March 5th, 2010 · No Comments · General Advice, Investment Planning
By Ken Faulkenberry
Financial experts estimate you will need 70 – 90% of your current income to maintain your current standard of living when you stop working. The three most common sources of retirement income are social security, employer-sponsored retirement plans, and personal savings and investments. Besides the fact that social security benefits will almost certainly [...]
Tags: compounding·plan for retirement·retirement income·retirement planning
Gifting to Family Members Can Save Taxes
February 2nd, 2010 · 1 Comment · AIP Money Management Tips, General Advice
AIP Money Mangement Tips
Each person is allowed to make gifts of up $13,000 per recipient per year free of federal gift and estate taxes. The gifts can be made to an unlimited amount of people. A man and wife can each give $13,000; making the limit $26,000 for a married couple.
Use of the gift tax [...]
Tags: estate taxes·federal gift tax·federal reserve·gift tax exclusion·gifting·save taxes
Being Thankful Helps Us Live Better Lives
November 25th, 2009 · No Comments · General Advice
When Abraham Lincoln declared the final Thursday in November as a national day of thanksgiving, it was designed as a day to reflect and thank God for the many blessings we have received.
Why Be Grateful? We should do our best to be grateful not only in the big things, but also to be grateful for [...]
Tags: Abraham Lincoln·Arbor Investment Planner·Being Thankful·Thankfulness·Thanksgiving
Ten “You Cannots” by Abraham Lincoln
November 10th, 2009 · No Comments · General Advice
There is some dispute as to whether all the quotes were actually said by President Lincoln; but regardless, they are valuable lessons for today.
1. You cannot keep out of trouble by spending more than your income.
2. You cannot strengthen the weak by weakening the strong.
3. You cannot establish security on borrowed money.
4. You cannot [...]

