Best of Personal Finance Investing Blog Posts #8

February 6, 2012

Personal Finance Investing A round up is a blog editor’s best picks from the blogosphere. In the process of research and hosting the Self Directed Investing For Retirement Carnivals I run across excellent articles from a variety of great blogs. This is my way of sharing with you what I believe to be some of [...]

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Investment Decisions: Asset Allocation, Stock Selection, & The Dynamic Duo of Investing

February 5, 2012

Investment Decisions Investment decisions influenced properly by the concept of probability can maximize positive outcomes. In our last post, Making Probability Theory Practical for Investment we discussed how understanding probability would help us avoid short term prognosticators and concentrate on a long term investment plan. Now I want to concentrate on how investors can implement [...]

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Weekend Reading # 3 – Finance & Investing Links

February 3, 2012

The Labor Department reported Nonfarm payrolls expanded by 243,000 last month. The “official” unemployment rate dropped to 8.3%. This reduces the probability of recession in 2012. But we have to respect that the economy is fragile and susceptible to outside events; particularly problems in Europe. Here is Weekend Reading sorted from shortest to longest. Short [...]

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Making Probability Theory Practical for Investment

February 1, 2012

Making Probability Theory Practical One of my favorite sayings is “Anyone who tells you they know what the stock market will do in the short term is either a fool or a liar”. The market cannot be predicted on a daily, weekly, monthly or yearly basis. This is NOT true for long periods of time; [...]

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Self Directed Investing For Retirement Carnival – Challenging Week Edition

January 31, 2012

On Friday my family had to place our Dad in a Memory Care Home. He is 80 years old and was diagnosed with Alzheimer’s about 4 years ago. It was one the hardest things I’ve ever had to do. So this was a challenging week. I want to thank everyone for their submissions. I think [...]

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Emergency Money Fund: Building Savings in a Low Interest Rate Environment

January 29, 2012

Building Savings in a Low Interest Rate Environment Having an adequate emergency money fund is the foundation of a solid financial plan. Just as you would place a solid foundation before building your home you need a solid emergency savings fund for unexpected needs. Emergency Money Emergency money is money kept safe and separated from [...]

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Weekend Reading #2 – Finance and Investing Links

January 27, 2012

The Federal Reserve announced this week they will keep interest rates low until at least late 2014. This is a continuation of the current policy of keeping rates artificially low. This effectively steals from savers and gives a subsidy to borrowers and the banks. Policymakers are trying to force investors out on the risk curve. [...]

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Back Testing Validates ROEV Investment Strategy

January 26, 2012

Return On Enterprise Value Most financial planners and bloggers tell investors that passive management or buy and hold strategies work in the long run. What they fail to tell you is that the long run might be a really long time. Passive management works well in bull markets and not so well in flat or [...]

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Six Top Global Investment Trends for Your Portfolio in 2012

January 25, 2012

Global Trends These top global investment trends should be considered for your portfolio in 2012. Each trend has strategic advantages driven by global demand. All have the potential to provide superior returns on investment that can transform a portfolio from average to extraordinary. Following is a summary of each trend with a link to a more [...]

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Dividend Income Investing: Investors Hunt For Yield

January 23, 2012

Dividend Income Investing Investors are hunting for yield; and dividend income investing is becoming their choice. The longevity of rates remaining low is causing investors to seek income and growth, or suffer the consequences of declining purchasing power. Risk free rates of return are near zero and 10 year Treasury Bonds are around 2%, meaning [...]

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