Arbor Asset Allocation Model Portfolio (AAAMP) Blog

Arbor Investment Planner – Do It Yourself Investment Management

Arbor Asset Allocation Model Portfolio (AAAMP) Blog header image 4

Entries Tagged as 'money tips'

Pay Yourself First with Automatic Investing

August 25th, 2010 · 1 Comment · AIP Money Management Tips, Investment Planning

By Ken Faulkenberry
One of the best investment strategies is to pay yourself first with automatic investing. Set up automatic deposits from your savings or checking to your investment accounts. Your first priority for investment is a 401K plan matched by your company. Always invest enough to get your company match.  This is even better than [...]

[Read more →]

Tags: ········

In The Multitude of Counselors: Safety in Sound Advice

April 12th, 2010 · No Comments · AIP Money Management Tips, General Advice

AIP Money Management Tips                             
 
By Ken Faulkenberry
Too often we let lack of time, pride, or selfish desires keep us from seeking wise counsel. We have a culture of buying now and paying later; acting quickly instead of planning thoughtfully, and giving into our impulses instead of allowing discipline to rule our lives.
 
Grandparents, Parents, Husbands and [...]

[Read more →]

Tags: ············

How to Cut Your Investment Taxes

April 7th, 2010 · 1 Comment · AIP Money Management Tips, Investment Planning, Portfolio Management

AIP Money Management Tips
 
John Templeton frequently shared his successful investment plan (see “Investment Lessons from John Templeton”  http://tinyurl.com/yghf7t4).
 
One of his main lessons was to Minimize Taxes. Here are some portfolio management tips to maximize total return:
 
-Fully Fund your IRA, 401k, or other retirement accounts.
 
-Since interest and REIT dividends are taxed as ordinary income; place [...]

[Read more →]

Tags: ···········

Investment Principles of Warren Buffett

April 2nd, 2010 · 3 Comments · AIP Money Management Tips, Investment Planning, Portfolio Management

AIP Money Management Tips
 
Warren Buffett is clearly one of the greatest investors of all time.  He uses several principles and disciplines that are universal in helping investors make good decisions:
 
-         Diversification: Everyone knows this one; but knowledge only works if practiced.  Diversification and asset allocation determine the vast majority of long term returns.
-         Invest in [...]

[Read more →]

Tags: ·············

How to Divide Your Assets Between Taxable and Tax-Deferred Accounts

March 12th, 2010 · 5 Comments · AIP Money Management Tips, Investment Planning

AIP Money Management Tips
 
After you have funded 6-12 months of living expenses in a liquid emergency fund, tax-deferred accounts such as IRAs and 401(k)s are a great way to build long term wealth. Until you have reached the limits of these investment vehicles; all your investment funds should go into tax deferred vehicles. The only [...]

[Read more →]

Tags: ······

Minimize Your Investment Fees

March 10th, 2010 · 2 Comments · AIP Money Management Tips

AIP Money Management Tips
 
Keeping your investment fees low is one the most dependable ways to increase your investment returns. Many investors chase investment performance by purchasing investments that have recently done well. Most quickly learn than past performance is not a good predictor of future returns.
Studies show portfolios that own assets with low expense ratios [...]

[Read more →]

Tags: ·····

Don’t Let Trading Programs Steal Your Money

March 8th, 2010 · No Comments · AIP Money Management Tips

AIP Money Management Tips
 
I don’t know how many people I have seen or heard of paying hundreds and usually thousands of dollars for trading workshops and tutoring packages. Investors are constantly being tempted on traditional media and now social media sites. Promises of easy money, getting rich quickly, and learning to beat the system lure [...]

[Read more →]

Tags: ······